78071 ZIP Code — Three Rivers, TX

Live Oak County, Texas

ZIP code 78071 is located in Three Rivers, Texas, within Live Oak County. It covers approximately 313.92 square miles and serves a population of 3,837 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 361.

About ZIP code 78071

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $142,800. Owner-occupancy sits near the national average at 68%.

Median household income is $45,426. Poverty affects 25% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Overall, ZIP code 78071 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

3,837

population

313.92

sq mi land

Standard

ZIP type

Central (CT)

timezone

78071 ZIP code map

Cities in ZIP code 78071

Below are the cities the US Postal Service accepts for ZIP code 78071. Using any city not on this list may result in mail delivery delays.

City	Status
Three Rivers	Preferred

Nearby ZIP codes

78008 Campbellton (16.9 mi)

Demographics updated 06/2026

Population
Total population	3,837
Population density	12 / sq mi
State FIPS	48
County FIPS	297

Geography
Land area	313.92 sq mi
Water area	9.03 sq mi
Latitude	28.5265
Longitude	-98.1439
Timezone	Central (CT)
Area code	361

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	49.4%	39.5%
$50k – $100k	24.5%	33.0%	30.1%
$100k – $200k	14.6%	12.3%	22.6%
Over $200k	8.0%	5.3%	7.8%

Demographics & statistics

3,837

Population

People per sq mi

38.4

Median age

$45,426

Median household income

$21,283

Per capita income

$142,800

Median home value

$917

Median monthly rent

68.4%

Home ownership

24.5%

Poverty rate

4.9%

Unemployment

1,254

Housing units

11.8%

Bachelor's or higher

Age distribution

Male Female

149

Under 5

5–9

123

10–14

15–19

178

20–24

499

25–34

269

403

35–44

218

254

45–54

137

160

55–59

121

60–64

233

65–74

126

184

75–84

100

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	584	15.2%
18 and over	3,253	84.8%
65 and over	705	18.4%
Median age	38.4 years

Race & ethnicity

White 78.4%

Two or more races 8.5%

Hispanic or Latino 6.2%

Black or African American 5.1%

Other race 1.3%

American Indian / Alaska Native 0.4%

Group	Count	%
White	3,207	78.4%
Two or more races	349	8.5%
Hispanic or Latino	255	6.2%
Black or African American	210	5.1%
Other race	53	1.3%
American Indian / Alaska Native	18	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	49.4%	39.5%
$50k – $100k	24.5%	33.0%	30.1%
$100k – $200k	14.6%	12.3%	22.6%
Over $200k	8.0%	5.3%	7.8%

Under $10k 8.1%

$10k–$15k 6.1%

$15k–$25k 13.8%

$25k–$35k 6.1%

$35k–$50k 19.0%

$50k–$75k 19.7%

$75k–$100k 10.0%

$100k–$150k 8.1%

$150k–$200k 4.5%

$200k+ 4.6%

Range	% of households
Under $10k	8.1%
$10k–$15k	6.1%
$15k–$25k	13.8%
$25k–$35k	6.1%
$35k–$50k	19.0%
$50k–$75k	19.7%
$75k–$100k	10.0%
$100k–$150k	8.1%
$150k–$200k	4.5%
$200k+	4.6%
Median income	$45,426

Housing

Home values

Under $50k 16.4%

$50k–$100k 19.4%

$100k–$150k 18.7%

$150k–$200k 17.2%

$200k–$300k 10.3%

$300k–$500k 16.5%

$500k–$1M 0.9%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$142,800
Median rent / month	$917
Owner occupied	68.4%
Renter occupied	31.6%
Vacant	24.2%
Single-family detached	70.2%
Large apartment buildings	1.8%
Mobile homes	18.2%
Median rooms	4.8
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	10.7%
2000–2009	11.0%
1990–1999	9.9%
1980–1989	18.7%
1970–1979	22.3%
1960–1969	8.0%
1950–1959	11.8%
1940–1949	2.9%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	7.3%
2 bedrooms	34.3%
3 bedrooms	44.9%
4 bedrooms	10.1%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	30.7%
2 vehicles	39.0%
3 or more	24.1%

Heating fuel

Fuel type	%
Utility gas	12.6%
Electricity	85.3%
Propane / LP gas	1.3%
Wood	0.8%

Households & families

Household type	Count	%
Married-couple family	696	55.7%
Cohabiting couple	97	7.8%
Male householder, no spouse	166	13.3%
Female householder, no spouse	291	23.3%
Households with children under 18	305	24.4%
Households with seniors (65+)	529	42.3%
Average household size	2.10

Marital status

Status	Male	Female
Never married	41.3%	24.2%
Married	43.6%	55.5%
Separated	4.5%	1.4%
Widowed	3.5%	13.7%
Divorced	7.1%	5.2%

Education

Less than 9th grade 14.6%

Some HS, no diploma 14.9%

HS graduate 30.7%

Some college, no degree 23.8%

Associate's degree 4.2%

Bachelor's degree 9.6%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	70.5%
Bachelor's or higher	11.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	25	5.8%
Elementary school	153	35.7%
High school	175	40.8%
College / grad school	76	17.7%

Employment

Industry of employment

Construction 20.0%

Education & healthcare 14.6%

Agriculture & mining 12.9%

Professional & management 10.9%

Transportation & utilities 10.6%

Retail trade 10.0%

Finance & real estate 6.3%

Manufacturing 4.7%

Arts, food & hospitality 4.1%

Wholesale trade 2.6%

Public administration 1.4%

Information 1.1%

Other services 0.8%

Occupation

Category	%
Management, business & arts	28.5%
Service	6.2%
Sales & office	28.4%
Natural resources & construction	19.8%
Production & transportation	17.0%

Employment type

Type	%
Private sector	71.1%
Government	14.2%
Self-employed	14.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.9%
Carpool	4.4%
Public transit	0.0%
Walk	0.8%
Work from home	6.0%
Other means	3.9%
Avg commute (minutes)	26.8

Poverty

All people 24.5%

Under 18 years 25.2%

18 and over 24.4%

Married-couple families 19.1%

Female-led households 10.3%

Income support

Source	% of households
Social Security	39.8%
Retirement income	21.3%
Supplemental Security	5.9%
Cash public assistance	0.0%
Food stamps / SNAP	12.8%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	35.7%
High cholesterol	35.0%
Diabetes	12.7%
Heart disease	7.1%
Stroke	3.3%
Asthma	8.6%
Arthritis	21.7%
Kidney disease	3.1%
Pulmonary disease	7.3%
Cancer	5.6%

Behavior / access	%
Smoking	21.9%
Binge drinking	19.6%
No physical activity	30.8%
Less than 7 hrs sleep	36.5%
Depression	20.4%
Fair or poor health	20.8%
Poor mental health	15.5%
Poor physical health	12.4%
No health insurance	36.0%
Visited doctor (checkup)	67.3%
Visited dentist	45.6%
Cholesterol screening	86.3%
Teeth loss	18.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	125	3.8%

Disability	%
Any disability	14.0%
Under 18	0.0%
18–64 years	10.9%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	49.8%
Public insurance	37.2%
No insurance	22.5%
Uninsured under 19	13.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,607	94.0%
Spanish	341	9.5%
Other Indo-European	341	9.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,488	90.9%
Born in same state	3,420	89.1%
Born in different state	2,838	74.0%
Foreign born	68	1.8%
Naturalized citizen	349	9.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	223	5.8%
French	187	4.9%

Ancestry	Count	%
Arab	46	1.2%
English	6	0.2%

Technology access

Metric	% of households
Computer access	32.6%
Internet access	85.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78071

What city is ZIP code 78071 in?

ZIP code 78071 is primarily assigned to Three Rivers, Texas.

What county is ZIP code 78071 in?

ZIP code 78071 falls within Live Oak County, Texas.

What is the poverty rate in ZIP code 78071?

25% of residents in ZIP code 78071 live below the poverty line, above the national average.

How educated is the population of ZIP code 78071?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 78071 have a large retiree population?

40% of households in ZIP code 78071 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 78071?

The median home value in ZIP code 78071 is $142,800.

What timezone is ZIP code 78071 in?

ZIP code 78071 observes the CST timezone.